First-time buyers: 21 costs you need to budget for
Abby Driver
17 September 2021
Hidden homeowner fees to watch out for
Andy Dean / Shutterstock
Stamp Duty & Real Property Transfer Tax
Yolanta / Shutterstock
Property tax
Maren Winter
Deposits and down payments
Africa Studio / Shutterstock
Mortgage booking fees
Fabio Balbi / Shutterstock
Mortgage arrangement fees
Natee Meepian / shutterstock
Broker services
Iryna Rahalskaya / Shutterstock
Valuation fees
Norsu Interiors
Property surveys
David Papazian / Shutterstock
Hiring a solicitor
giggsy25 / Shutterstock
Conveyancing disbursements
sebra / Shutterstock
Ground rent
Ron Ellis / shutterstock
Homeowner’s association fees
Grand Warszawski / Shutterstock
Electronic transfer fees
WAYHOME studio / Shutterstock
Early repayment charges
David Papazian / Shutterstock
Removal costs
XiXinXing / Shutterstock
Home and contents insurance
JR-stock / Shutterstock
Mail redirection & forwarding
Rawpixel.com / Shutterstock
Utilities
Ludlow Stoves
Additional moving costs
Chendongshan / Shutterstock
Maintenance and repairs
PR Image Factory / Shutterstock
New furnishings
Photographee.eu / Shutterstock
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